Important Dates for Colonial Life Agents and Brokers
April 15, 2018
Colonial Life agents will begin receiving enrollment packages for the following AIP Benefit Programs
- Errors and Omissions Insurance
- Group Life
- Group AD&D
- Group LTD (for those eligible)
- Individual Health Insurance including HSAs
- Ameritas Dental
- Legal Club May 1, 2018 Open Enrollment
May 1, 2018 - Open Enrollment
All representatives who currently participate in the voluntary purchase of Unum Life Insurance will be eligible to increase their coverage limits to a maximum of $90,000.00 without proof of insurability and no underwriting.
Representatives who have not participated in this program in the past will be eligible to take advantage of UNUM group rates through normal underwriting.
All LTD eligible representatives will have the opportunity to participate in Unum's LTD program. This outstanding benefit allows representatives the ability to cover up to 60% of their New Business Earnings to a maximum of $7,500 of monthly income.
Colonial Life Agents only have until May 31, 2018 to exercise their benefit options.
May 15, 2018
AIP staff continue open enrollment phone calls to Colonial Life Agents.
May 24, 2018
The last week of open enrollment for guarantee issue life insurance, AD&D and long-term disability (if qualified).
May 31, 2018
This is the last day of open enrollment. AIP will accept applications for guarantee issue life insurance buy-up, AD&D applications and long-term disability (if qualified) buy-ups postmarked by May 31st. Representatives who do not return applications by then will have to prove evidence of insurability for life insurance buy-ups and will not have the opportunity to purchase additional AD&D or long-term disability (if qualified).